Quick Verdict
Winner: BILL
BILL is currently ranked higher for overall value. Xero remains a strong alternative depending on your workflow and budget.
| Feature | BILL | Xero | Winner |
|---|
| Starting price | 49 USD | 20 USD | Xero |
| Free plan | No | No | Tie |
| Editor score | 99 | 88 | BILL |
Choose BILL if...
- - Businesses processing 50+ invoices monthly that need approval automation
- - Finance teams requiring multi-step approval workflows with audit trails
- - Companies already using QuickBooks, Xero, or NetSuite wanting deeper AP/AR
Choose Xero if...
- - Small businesses needing comprehensive accounting without complexity
- - Service-based businesses with simple inventory needs
- - Multi-entity businesses managing several companies
Is BILL better than Xero?
It depends on your priorities. BILL currently ranks higher overall, but both tools are competitive options.