Gusto
Score 92
Melio
Score 80
Quick Verdict
Winner: Gusto
Gusto is currently ranked higher for overall value. Melio remains a strong alternative depending on your workflow and budget.
| Feature | Gusto | Melio | Winner |
|---|
| Starting price | 49 USD | 25 USD | Melio |
| Free plan | No | Yes | Melio |
| Editor score | 92 | 80 | Gusto |
Choose Gusto if...
- - Small businesses with 1-100 employees running payroll for the first time
- - Companies that want payroll and benefits administration in a single platform
- - Startups and growing teams that need modern onboarding workflows
Choose Melio if...
- - Small businesses paying multiple vendors monthly
- - Businesses wanting to eliminate check writing
- - Companies needing payment approval workflows
Is Gusto better than Melio?
It depends on your priorities. Gusto currently ranks higher overall, but both tools are competitive options.