Gusto vs Xero

Quick Verdict

Winner: Gusto

Gusto is currently ranked higher for overall value. Xero remains a strong alternative depending on your workflow and budget.

Gusto

Ease of use9.0
Features10.0
Pricing8.0
Support9.0
Overall10.0

Xero

Ease of use9.0
Features10.0
Pricing9.0
Support9.0
Overall10.0
FeatureGustoXeroWinner
Starting price49 USD20 USDXero
Free planNoNoTie
Editor score9288Gusto

Choose Gusto if...

  • - Small businesses with 1-100 employees running payroll for the first time
  • - Companies that want payroll and benefits administration in a single platform
  • - Startups and growing teams that need modern onboarding workflows

Choose Xero if...

  • - Small businesses needing comprehensive accounting without complexity
  • - Service-based businesses with simple inventory needs
  • - Multi-entity businesses managing several companies
Try Gusto Free →Try Xero Free →
Is Gusto better than Xero?

It depends on your priorities. Gusto currently ranks higher overall, but both tools are competitive options.

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